Larry Gavett

Larry Gavett - Loan Officer
Union National Mortgage Co.

Do you need...

- a loan officer with experience?
- a loan officer who works with multiple investors?
- someone who stands by what they say?
- someone you can trust?
- a loan officer responsive to your calls and questions?
- someone who can structure a transaction so that it is in line with your short and long-term financial goals?
- Look no further - you've found the person who can help you with all your mortgage related needs and questions!

Who I can help:

First time home buyers
Move up buyers
Refinance clients
For Sale by Owner buyers/sellers
Home buyers looking to get pre-approved for a mortgage.
Clients with tarnished credit who are looking for advice on how to get back on track.

Types of Mortgages for:

- Residential Home Purchases
- Residential Refinances
- Investor Purchase/Refinance
- Multifamily 1-4 Family Purchase/Refinance
- For Sale by Owner Purchases

Loan Products Available:

- Fixed Rate Mortgages
- FHA Mortgages
- VA Mortgages
- Rural Development Loans (aka RD Loans)
- PHFA “bond money” loans
- Adjustable Rate Mortgages
- Jumbo Loans

This is why I love what I do:

“I appreciate all you did for my Mom. If not for your hard work and determination she would not have had the opportunity to open a new door for her life. You are truly an asset to your company in so many ways.” - Maria A. of Bethel Park

“I just wanted to send you a little email thanking you for all your help with buying the house. We closed yesterday!!! Justin and I are both so excited. You really made the process painless and easy to understand. Thank you again for all your help.” - Stacy S. of Pittsburgh

More Testimonials

Current Mortgage News:

MBS RECAP: 2/3/2012

2/3/2012 3:21 PM

Posted To: MBS Commentary

MBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-24 : -0-10 FNMA 4.0 105-17 : -0-09 FNMA 4.5 106-26 : -0-04 FNMA 5.0 108-01 : -0-02 GNMA 3.5 105-02 : -0-11 GNMA 4.0 107-24 : -0-07 GNMA 4.5 109-03 : -0-05 GNMA 5.0 110-27 : -0-03 FHLMC 3.5 103-16 : -0-09 FHLMC 4.0 105-06 : -...Read More

MERS, Banks Sued by New York State; MERSCORP Responds

2/3/2012 2:44 PM

Posted To: MND NewsWire

Three major banks and Virginia-based MERSCORP, Inc. and its subsidiary Mortgage Electronic Registrations Systems ( MERS ) were sued Friday by the state of New York. The suit, filed by the state's Attorney General Eric T. Schneiderman , charges that the creation and use of a privately national elect...Read More

Mortgage Rates Higher Following Employment Report

2/3/2012 2:01 PM

Posted To: Mortgage Rate Watch

The monthly Employment Situation Report was released at 8:30am this morning, with much better-than-expected results. Stocks rallied sharply and most every interest rate in fixed-income markets moved higher. The economic optimism created by this sort of data tends to increase demand...Read More

Geithner Outlines Accomplishments, Future of Financial Reform

2/3/2012 1:45 PM

Posted To: MND NewsWire

Treasury Secretary Timothy Geithner told the Financial Stability Oversight Council that the financial system is getting stronger and safer and that much of the excess risk-taking and careless financial practices that caused so much damage has been forced out. However, he said, "These gains will ero...Read More

HOPE NOW Conference Focused on Military Families, Mediation

2/3/2012 1:40 PM

Posted To: MND NewsWire

HOPE NOW, the voluntary private sector alliance of mortgage industry stakeholders, recently concluded a two day conference in Washington which focused on assistance to military homeowners and foreclosure mediation. One group of servicers, investors, and housing counselors met with regulators, inves...Read More

MBS Down, But Not Out Following Strong Jobs Report

2/3/2012 1:09 PM

Posted To: MBS Commentary

There is plenty of play-by-play on the post-NFP sell-off in the MBS Recap . If you haven't seen those updates already, that's a good place to start, and in terms of where MBS are and what they're doing, there's not much more to say. So we'll focus instead on the longer term implica...Read More

MBS MID-DAY: Mostly Sideways After NFP-Inspired Losses

2/3/2012 10:21 AM

Posted To: MBS Commentary

MBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 103-23 : -0-11 FNMA 4.0 105-20 : -0-06 FNMA 4.5 106-26 : -0-04 FNMA 5.0 108-01 : -0-01 GNMA 3.5 105-03 : -0-10 GNMA 4.0 107-25 : -0-06 GNMA 4.5 109-05 : -0-03 GNMA 5.0 110-29 : -0-01 FHLMC 3.5 103-16 : -0-09 FHLMC 4.0 105-09 :...Read More

PHH Restructuring; MBA Classes; Servicing Comp Change Bearing Away; Harsher Fraud Penalties Coming?

2/3/2012 9:34 AM

Posted To: Pipeline Press

The e-mail wires here in Miami have been burning up with...e-mails. PHH clients received a note from Norm Fitzgerald , explaining the recent restructuring. "I am writing to let you know we recently decided to reallocate resources from our Correspondent Lending channe...Read More

Calculating Current Coupon in a Record Low Rate Environment

2/3/2012 8:18 AM

Posted To: Secondary Markets

The recent drop in rates has created some interesting situations in the market, especially for lenders. First of all, I'm not aware of any consensus on how to calculate...Read More

Day Ahead: All Eyes On Employment Situation Report

2/3/2012 7:00 AM

Posted To: MBS Commentary

First Friday of the month and time, once again, for The Employment Situation Report, or more specifically, the Non-Farm Payrolls headline. Both Manufacturing and Private payrolls are expected to have fallen somewhat from last month's report with the 200k headline falling to 150k. W...Read More

Company NMLS #: 2229
Company PA License #: 20883
Loan Officer NMLS #: 133735
Loan Officer PA License #: 20966